Presentation

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PBR Rating

Pronoia By Reckon

PBR Rating is an African financial rating and services agency, currently based in Tunisia and gradually expanding its activities across the MENA region.Founded in 2018, its mission is to provide financial and extra-financial ratings, as well as research and analyses on various economic sectors, with the aim of enhancing the efficiency of financial information for all economic stakeholders.Thanks to its numerous technical partnerships, PBR Rating leverages its expertise in financial engineering and econometrics to serve various economic actors.

Organization

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PBR Rating has a clear organization, with a strict distinction between technical activities of analysis and evaluation on one hand, and other activities related to economic intelligence on the other. To strengthen its research and development activities, particularly through the regular updating and continuous improvement of its sectoral evaluation and rating frameworks, PBR Rating has established several local scientific committees.The analysis and evaluation functions are strictly governed by three committees: the Rating Committee, the General Coordination Committee, and the Quality Control Committee.

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Pillars

The technical principles of PBR Rating's evaluation process emphasize the optimization of the rating process by focusing on the efficiency of deployed measurement models, which are based on objective and justifiable data. PBR Rating ensures the independence of its ratings through a dedicated IT solution that standardizes its evaluation processes. The diagnostic framework of PBR is based on two main axes: technical expertise through solutions in Data Science, financial engineering, and econometrics, as well as a cultural dimension, with deep knowledge and tailored involvement of local experts in the overall rating framework.

Principles

PBR Rating's evaluation process maximizes the inherent added value of the rating procedure for all stakeholders by offering:

    Reliable information and evaluations at both micro and macro levels
    A fair and objective rating
    Confirmation of compliance with market principles and conditions

The entire rating process of PBR Rating is based on the fundamental principles of transparency and precision, with clear communication before the evaluation regarding the methodology used and the agency's obligations towards the ecosystem, as well as an educational and explanatory process after the evaluation to present the results.

PBR Rating's rating service enables issuers to estimate their financial solvency and resilience level.